Capital.com Review
Verdict (At a Glance)
Best for
- Beginners and casual traders — intuitive interface and simple onboarding.
- CFD & spread betting traders — wide asset range to trade on a single platform.
Not ideal for
- Traders needing extensive non-CFD investing (e.g., direct stock ownership).
- Those prioritising advanced institutional tools over simplicity.
Capital.com
FCA-regulated CFD and spread betting broker with an intuitive platform suited to beginners and cost-conscious traders.
- Min. Deposit
- £20
Affiliate link · Disclosure
Who This Review Is For
This review is for UK-based traders and investors who:
- New to online trading and want a platform that's easy to navigate.
- CFD, spread betting or forex traders seeking a low-friction experience.
- Cost-conscious users who prefer commission-free trading with competitive spreads.
- Those who want trusted regulation and safety protections under the FCA.
Evaluation Criteria
We assessed Capital.com on:
- Regulation & safety — FCA authorisation and client fund protections.
- Trading costs — spreads, commissions, financing, and fees.
- Platform usability — web, mobile, and research tools.
- Asset range — markets available for trading.
- Customer feedback — real user experiences (e.g. Trustpilot).
- Account features — demo, onboarding, deposits, and withdrawals.
Overview: Capital.com at a Glance
Capital.com is a multi-asset CFD and spread betting broker regulated in the UK. It offers a mix of forex, indices, commodities, and share CFDs via an intuitive platform.
Strengths
- ✔FCA-regulated and globally authorised.
- ✔Simple platform with strong educational resources.
- ✔Competitive pricing with commission-free core trading.
- ✔Generally positive user feedback on onboarding and support.
Limitations
- ✘Not suitable for direct investing (non-CFD assets).
- ✘Some mixed customer experiences on support and withdrawals reported.
- ✘Product range is narrower compared to full brokerage houses.
Regulation & Safety
Capital.com is authorised and regulated by the Financial Conduct Authority (FCA) in the UK. FCA oversight requires client funds to be held in segregated accounts, AML controls, and financial reporting standards. The broker also holds licences from other regulators (CySEC, ASIC) for non-UK clients. UK retail users may also benefit from FSCS protection on eligible balances as regulated by the FCA.
When to avoid: If you want a broker without FCA restrictions (e.g., for exotic products or outside UK regulation).
Platforms & Tools
Capital.com offers a web-based trading platform with charting, watchlists and alerts. Mobile apps for iOS and Android mirror web functionality. Built-in educational resources and market insights are included. User feedback indicates the platform is intuitive, especially for new traders, and supports a smooth onboarding flow. Advanced traders seeking deep analytical toolsets (like institutional-grade platforms) may find the feature set basic compared with MetaTrader or proprietary professional platforms.
Costs & Fees
Capital.com typically offers commission-free trading, earning from the spread on CFD instruments rather than direct commissions. Spreads are competitive on core forex and index CFDs. No commissions on standard accounts for most products. Financing costs are applied on leveraged positions held overnight (standard CFD practice). As with all CFD providers, funding costs and spreads can vary by instrument and market conditions.
Asset Coverage
Forex pairs, indices, commodities, and cash equity CFDs. Some reviews note the absence of direct stock ownership or broader investment products, which means Capital.com is primarily suited to CFD and spread betting strategies rather than traditional investing.
Customer Feedback Snapshot
Positive themes from Trustpilot include fast account setup and easy funding, intuitive mobile and web interfaces, and strong customer support responses in many cases. Negative feedback occasionally mentions withdrawal delays or process transparency issues and mixed support responses in specific cases. Overall, user reviews on Trustpilot sit at around 4.5 stars with a large sample size (≈14,000+ reviews), indicating generally high satisfaction with many aspects of the service.
Cost Comparison Logic
Capital.com's commission-free model simplifies cost understanding. Spreads are competitive on core instruments. CFDs carry financing costs for leveraged positions held overnight. Spread widening can occur in volatile markets. Leverage increases loss potential — retail CFD trading inherently carries high risk.
Risks & Considerations
- CFDs carry financing costs for leveraged positions held overnight.
- Spread widening can occur in volatile markets.
- Leverage increases loss potential — retail CFD trading inherently carries high risk.
Frequently Asked Questions
Methodology & Disclosure
This review is based on third-party data sources, user review platforms (e.g. Trustpilot), and industry review sites. It is not financial advice. The broker may feature in affiliate programmes, but that has no bearing on evaluation criteria or impartiality.
Alternatives to Capital.com
Pepperstone
Execution-focused CFD and forex broker with tight raw spreads, MT4/MT5/cTrader access and FCA regulation.
- Min. Deposit
- £0
Affiliate link · Disclosure
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One of the UK's largest and longest-established brokers, offering CFDs, spread betting, shares, ETFs, ISA and SIPP under FCA regulation.
- Min. Deposit
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Affiliate link · Disclosure
CMC Markets
FCA-regulated broker founded in 1989, known for powerful proprietary charting tools, thousands of CFD instruments and no minimum deposit.
- Min. Deposit
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Affiliate link · Disclosure
Affiliate Disclosure: We may receive compensation when you click on links to brokers and products featured on this site. This compensation does not influence our rankings, reviews, or recommendations. We maintain editorial independence and provide objective comparisons. Read our full disclosure policy.
Risk Warning: This website does not provide financial, investment, or trading advice. All information is for educational purposes only. Trading and investing involve substantial risk of loss. You should carefully consider your financial situation and consult with qualified professionals before making any financial decisions.
Last updated: 2026-01-15